While we make great effort to keep this page current, this information can change from time to time. Please contact our office for the most up to date information.  Garland Porterfield, M.D. specializes in cosmetic surgeries of the face, body and breasts. Cosmetic surgery is generally sought by patients to improve their appearance, and is not covered by insurance. A consultation with our Patient Counselor is part of your first visit. You will leave with a comprehensive package of information, including fees, costs, and payment options, which you can consider at your leisure once you are home. She will be able to provide you with the specific information you need. All cosmetic fees must be paid approximately two weeks prior to the procedure. We provide a number of payment options that may be used either individually or in any combination that best fits your need.  It is very common for patients to elect for multiple procedures to be performed at the same day of surgery. If additional procedures are performed at the same surgical setting, related fees may be reduced. There are limitations to the amount of surgery that can safely be performed at one session. Discuss these issues with Dr. Porterfield. Financing Options We accept cash, personal checks, cashiers checks, money orders and all major credit cards. Multiple financing options are available through CareCredit Finance They can be reached at 1-800-365-8295. With CareCredit you can get the cosmetic procedures you want, when you want them. You can pay over time with low minimum monthly payments, and pay no annual fees. It’s easy to apply. With three simple steps, including an instant approval process, you can say goodbye to the waiting time and reward yourself sooner. You an apply online for instant approval, make an appointment with Dr. Porterfield, and then while at Dr. Porterfield’s office, select the plan that works best for your budget. CareCredit offers two types of payment plans: 3 month no interest if paid within 3 months or 48 month low interest. You may apply online at http://www.carecredit.com/cosmetic/procedure   Convenient minimum monthly payments: Usually much lower than an installment loan. Your minimum payment decreases with every payment you make, unless you add more procedures, which you may do. Call our office for details. Quick and simple application processs Credit Line For Your Procedures: may be used and reused for multiple procedures (you may have to submit additional information for higher credit limits) No multiple page installment loan documents to sign or term-loan loan documents to contend with No down payment required on procedures using MedMoney. Longer Terms: MedMoney credit card accounts offer you longer terms than most other financial institutions Preserve Your Current Credit: keep your other lines of credit intact in case of financial emergency. The MedMoney credit card has no prepayment penalty and allows you to make more than the minimum payments as your cashflow allows Apply online at https://cosmeticredit.com/apply/ Insurance Plans Most cosmetic surgery is not covered, however breast reconstruction surgery may be covered. You may check with us and your insurance agency to see if this applies to you.